# Thryft Advisors ## Posts - [AI Readiness Self-Assessment: A 12-Question Scorecard for Your Business](https://indigo-starling-706821.hostingersite.com/ai-readiness-self-assessment-scorecard/): Twelve questions, five minutes: score where your business stands on AI readiness, see where you are exposed, and find the automation that pays for itself first. - [AI Use Policy for Small Business: Template and the 8 Rules That Actually Matter](https://indigo-starling-706821.hostingersite.com/ai-use-policy-template-small-business/): A one-page AI use policy for a small business: the eight questions it must answer, a template outline, and the mistakes generic templates make. - [Small Business AI in 2026: Why a Hybrid (Cloud + Local) Approach Beats Going All-In](https://indigo-starling-706821.hostingersite.com/small-business-ai-in-2026-why-a-hybrid-cloud-local-approach-beats-going-all-in/): Most small business owners approach AI the wrong way. - [Think You Can't Save on Shipping? Think Again!](https://indigo-starling-706821.hostingersite.com/think-you-cant-save-shipping-think-again/): Imagine a multi-mode, multi-carrier shipping software solution specializing in parcel and LTL transportation. - [Savings On The Oh So Annoying Accounts Payable](https://indigo-starling-706821.hostingersite.com/savings-oh-so-annoying-accounts-payable/): A client of ours, a software company, provides an all-in-one software solution that allows agencies to better manage projects, media, billing, and finance functions, including payables. ## Pages - [Articles](https://indigo-starling-706821.hostingersite.com/articles/) - [AI Consulting Hub](https://indigo-starling-706821.hostingersite.com/ai-consulting/): Thryft Advisors brings enterprise-grade artificial intelligence capabilities to small and mid-market businesses. - [Team Enablement](https://indigo-starling-706821.hostingersite.com/team-enablement/): A system that only the consultant understands is a liability dressed as a solution. - [AI Infrastructure & Compute Cost](https://indigo-starling-706821.hostingersite.com/ai-infrastructure-compute-cost/): The cost of running AI workloads is not the headline price of a model. - [Document & Invoice Ingestion](https://indigo-starling-706821.hostingersite.com/document-invoice-ingestion/): We have spent twenty years going through business expense records looking for overcharges. - [Workflow & Operations Automation](https://indigo-starling-706821.hostingersite.com/workflow-automation/): Most businesses do not have an AI problem. They have a queue. Enquiries arriving in an inbox that somebody reads twice a day. - [AI Readiness Assessment](https://indigo-starling-706821.hostingersite.com/ai-readiness-assessment/): You do not need a strategy deck. - [Workforce Hiring Incentive](https://indigo-starling-706821.hostingersite.com/workforce-hiring-incentive/): The Research & Development Tax Credit was originally enacted as a Federal Tax Program in 1981 and was designed to encourage American investment in innovation. - [R & D Tax Credit](https://indigo-starling-706821.hostingersite.com/r-d-tax-credit/): Engineering-based cost segregation studies permit commercial real estate owners to reclassify real property for depreciation purposes and reclassify it as more rapidly depreciating personal property. - [Property Tax Mitigation](https://indigo-starling-706821.hostingersite.com/property-tax-mitigation/): Outside of income taxes, the single largest recurring charge for commercial property owners is property taxes. - [Cost Segregation](https://indigo-starling-706821.hostingersite.com/cost-segregation/): Engineering-based cost segregation studies permit commercial real estate owners to reclassify real property for depreciation purposes and reclassify it as more rapidly depreciating personal property. - [Same Day Pay Employee Digital Wallet](https://indigo-starling-706821.hostingersite.com/same-day-pay-employee-digital-wallet/): Instant Pay for hourly workers is a company sponsored third-party employee benefit program specifically designed for the hourly worker at NO COST to the employer and requires NO INTEGRATION to payroll systems. - [Gas & Electric Bills](https://indigo-starling-706821.hostingersite.com/gas-electric-bills/): Energy deregulation in the U.S. makes it possible to lower the cost of gas and electricity in many states from your supplier. - [Employee Health Benefits Billing Transparency](https://indigo-starling-706821.hostingersite.com/employee-health-benefits-billing-transparency/): Employee health benefits ranks as the 2nd largest expense for the average employer, second only to payroll. - [Class Action Claims](https://indigo-starling-706821.hostingersite.com/class-action-claims/): One of our biggest service additions has become one of the best ways to help your business obtain your fair share of antitrust class action recoveries. - [Accounts Payable Automation](https://indigo-starling-706821.hostingersite.com/accounts-payable-automation/): Many organizations pay their vendors with paper checks or ACH transfers. Checks are inefficient, costly and not secure. - [Zero Cost Card Processing](https://indigo-starling-706821.hostingersite.com/zero-cost-card-processing/): Zero-Cost Processing (ZCP) is a service designed to reduce the cost of credit card acceptance to zero-net-cost by adding a surcharge paid by the consumer. - [Worker’s Comp Premium](https://indigo-starling-706821.hostingersite.com/workers-comp-premium/): Workers’ compensation insurance is a major business expense. It is also incredibly complex. - [Wireless Bills](https://indigo-starling-706821.hostingersite.com/wireless-bills/): While telecommunications and cell phone spend represents a relatively small spend level, it is important to only pay for the service levels you need. - [Waste & Recycle Bills](https://indigo-starling-706821.hostingersite.com/waste-recycle-bills/): Waste disposal is necessary. Everyone needs it. And there are many companies who overcharge for this service. - [Shipping & Freight Platform](https://indigo-starling-706821.hostingersite.com/shipping-freight-platform/): Although a company's shipping costs may consume five to ten percent of their annual revenue, few companies have the time or tools to effectively manage this expense. - [Parcel Shipping Bills](https://indigo-starling-706821.hostingersite.com/parcel-shipping-bills/): Mistakes made by your parcel carriers are dollars lost from your bottom line. But the true mistake is in thinking those dollars are lost forever. - [Credit Card Fees](https://indigo-starling-706821.hostingersite.com/credit-card-fees/): The payments industry is complex. Interchange fees are the largest component of your cost to accept credit card payments and are set by the payment card brands. - [Copier & Printer Charges](https://indigo-starling-706821.hostingersite.com/copier-printer-charges/): Our research shows that 98% of all leases have excessive costs and waste that erode profits and funds that could be put to better use. - [Privacy policy](https://indigo-starling-706821.hostingersite.com/privacy-policy/) - [Terms & Conditions](https://indigo-starling-706821.hostingersite.com/terms-conditions/) - [Tax Incentives](https://indigo-starling-706821.hostingersite.com/tax-incentives/) - [Specialized Savings](https://indigo-starling-706821.hostingersite.com/specialized-savings/) - [Expense Reduction](https://indigo-starling-706821.hostingersite.com/expense-reduction/) - [FAQ](https://indigo-starling-706821.hostingersite.com/faq/): Use the form on the Contact Us page to schedule a meeting. - [Services](https://indigo-starling-706821.hostingersite.com/services/): Thryft Advisors works on two fronts: we audit what your business spends and recover what it is losing, and we automate the processes that cause the loss in the first place. - [Contact Us](https://indigo-starling-706821.hostingersite.com/contact-us/): As owners and managers of businesses, we believe you should be empowered to make the right decisions to ensure longevity of your organization. - [About](https://indigo-starling-706821.hostingersite.com/about/): This business was founded on the principles of helping and tutoring businesses on their operating costs. - [Welcome to THRYFT ADVISORS](https://indigo-starling-706821.hostingersite.com/welcome-thryft-advisors/) [comment]: # (Generated by Hostinger Tools Plugin)